If Prediction Markets Keep Growing, Will U.S. Regulators Treat Them Like iGaming?

Prediction markets are booming in the U.S. They allow individuals to buy and sell binary contracts relating to a particular event. For example, whether a particular sports team will win a championship. While prediction markets are not limited to sporting events, some state regulators fear they provide a means to avoid regulation of traditional sportsbooks.

A good example of this is the situation in Massachusetts, where Democratic Attorney General Andrea Joy Campbell sued the prediction market operator Kalshi. This resulted in a trial court judge issuing a preliminary injunction preventing the company from offering trading on sports events in the state. The injunction is on hold pending Kalshi’s appeal, but it’s looking increasingly likely that Massachusetts will become the second U.S. state, after Nevada, to ban Kalshi from offering sports event contracts. 

Why are prediction markets controversial?

Currently, prediction markets operate as federally regulated exchanges overseen by the Commodity Futures Trading Commission (CFTC). This means that users who buy and sell sports-related contracts are considered traders rather than sports bettors.

Critics believe that prediction markets evade sports betting regulation by exploiting legal loopholes and positioning themselves outside the iGaming industry. The question is how any opposition to prediction market sports trading will affect the industry's future and whether it will eventually be regulated in the same way as iGaming?

What the regulation of iGaming tells us

Given the now-regulated sports betting landscape in the U.S., it’s easy to forget that the Professional and Amateur Sports Protection Act of 1992 (PASPA) effectively banned all sports betting in the country until it was overturned in May 2018 by the Supreme Court in Murphy v. National Collegiate Athletic Association.

This judgment paved the way for the legal online sportsbooks that operate in more than 30 U.S. states. This is in addition to the legal online casino industry, which currently operates in seven states. The regulation of reputable online sports betting and online casino sites affords enhanced customer protections, including guaranteed withdrawals and responsible gambling tools.

Will prediction markets eventually follow iGaming?

It’s not only Massachusetts and Nevada that have objections to the current position of prediction markets. Other states, including Connecticut, Arizona, and Illinois, are also taking or considering action.

A similar action in New Jersey has resulted in a different outcome than that in Massachusetts. A federal appeals court in the state ruled that gaming regulators could not prevent Kalshi from allowing trading on sports events. So, the exact landscape for the future of the regulation of prediction markets remains unclear.

The line between prediction markets and iGaming is getting thinner. Regulators are increasingly seeing them as adjacent to each other. There are several reasons this is happening, including sports event contracts resembling sportsbook products, users increasingly treating platforms as recreational rather than for hedging, and ongoing arguments that prediction markets bypass gambling taxes and licensing rules.

There is still a chance that the current CFTC control model will remain, or that iGaming-style regulations could expand. Most likely, a hybrid system will be introduced that involves federal oversight alongside gambling-style customer protections.

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